Understanding how home deductibles can save you money


When is the last time you have reviewed the deductible on your Homeowner’s Insurance? Increasing your deductible is a simple way to reduce your homeowner’s insurance. Cascadia Agency has knowledgeable agents to provide guidance on keeping your insurance affordable.

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At Cascadia Agency we believe in working with our customers to keep homeowner’s premiums reasonable at all times. The first discussion we can have without reducing coverage on your home is to talk about your deductible. Homeowners insurance is really designed to protect you in the event of large loss like - a fire, a theft and so on. When you retain a higher amount of the insurance, which is what the deductable really is, it can dramatically decrease the amount of premium. If we take your deductible from a current $250 dollar deductible to a $500 or a $1000 dollar deductible, we can accomplish some significant savings that will help accomplish your goal lowering the premium on your policy.