Life_Insurance.jpgSeattle Life Insurance

 

Protect what matters most to you and your family. Life insurance protects your family’s future and security, providing you with peace of mind both today and tomorrow.

Competitive rates and extensive insurance knowledge mean you always get the right coverage at a great price.

Maximize your time. At Cascadia Agency, we listen, analyze, and offer life insurance solutions tailored to you and your family, saving you hours of research. We can also suggest coverage options that protect your home, auto, and more.

 

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Guidance in selecting the right coverage.

We explain the many choices for protecting your family in clear, easy-to-understand language. In addition to life insurance, options include income protection, disability, and long-term care protection.

Coverage Options – Term Life Insurance, Whole Life Insurance, or both?

There are two basic options for life insurance: term insurance, which provides protection for a time definite period, and permanent insurance for when protection needs are long-term. Term is a great option when you need protection until a time-definite event such as income replacement, children graduating college, or becoming eligible for benefits such as a pension or social security. Permanent insurance does not expire as long as premiums are paid and can be the right choice if you plan on keeping insurance for a long period. 

How much coverage do I need?

The amount of coverage you need depends on several factors. What is your current situation and future plans?  Do you have an outstanding mortgage and/or plan on sending your kids to college? Would your spouse be able to retire on your current portfolio? What benefits, such as pensions, social security, and investments do you have access to which would help in a time of need? An expert from Cascadia can help you navigate these questions, assess to your situation and suggest a plan that is right for you and your family.

Buy when you are healthy

In general, life insurance is less expensive for younger, healthier people and more expensive for older people with health issues. There are many conditions that can prevent you from access to life insurance as you get older, so it’s best to purchase a policy when you are as young as possible. Often, getting married and/or having children is a good time to consider life insurance, no matter how old you are.

Cascadia Agency is located in Mukilteo WA and provides consultation for Seattle Life Insurance and Evererett Life Insurance throughout Washington, with our focus on King County and Snohomish County.