Washington Earthquake Insurance


Guidance in selecting the right earthquake insurance coverage. We explain each policy and options in clear, easy-to-understand language.

Competitive rates and extensive insurance knowledge mean you always get the right coverage at a great price.

Protect your investment.  Most Washington homeowners’ insurance policies do not cover earthquake damage.

Submit a quake quote in minutes. We can quickly analyze your situation and suggest coverage options that protect your home, auto, family, and more.


Earthquake Insurance Coverage Options


You have many options when buying earthquake insurance for your home, such as deductibles, dwelling protection, and personal property protection.  There are three main components to homeowner’s earthquake coverage. 

  • A deductible is the amount that you pay out of pocket on a covered loss before insurance begins to pay.  Earthquake insurance is a type of catastrophe insurance. Deductibles for earthquake are higher than regular homeowner’s insurance and typically range from 10% to 20% of the insured value of your home.
  • Structure protection protects your dwelling as well as other structures such as garages, car ports, and storage sheds. 
  • Personal property protection insures your personal belongings such as clothing, furniture, and electronics.

Coverage Limits

It is important to periodically review your limits with your agent. As life changes so do your insurance needs. For example, if you recently expanded or remodeled your home, you may want to increase your dwelling coverage to be fully protected in the event of an earthquake. 

Personal Property

Did you know you can cover you valuables and collectables such as jewelry, art work, and other high value items even in an earthquake, without an earthquake policy?  Talk to a Cascadia Agency representative today to find out how.

Sample Earthquake Premiums


Seattle, Washington $263,000 in Coverage - $263.00 Annual Premium

Everett, Washington $641,000 in Coverage - $604.00 Annual Premium

Redmond, Washington $452,000 in Coverage - $452.00 Annual Premium



How to find us:


Washington Earthquake Insurance

8211 Mukilteo Speedway, Suite E

Mukilteo, Washington 98275